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Our Services

Our management fee will be based on a percentage of your actively managed assets. For that fee, here is what you will get our 5-Star Experience:


Investment “Watch Dog” Service

  • Reviewing your current investments and designing a personalized portfolio appropriate to your needs
  • Year-long, continual monitoring of your investments
  • Regular meetings to review and evaluate your investment performance, update your overall financial objectives and if necessary, and reallocate your portfolio as agreed upon by you
  • Quarterly statements and independent advice
  • Recommendations regarding positioning of investments within your employer provided retirement plans such as 401(k)s

Tax Reduction Planning

  • Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
  • Quarterly review of your tax situation and planning to incorporate any new tax law changes and free consultation with your tax preparer and recommendations of tax solutions

Retirement Income & Distribution Planning

  • Analysis of your income needs now and in the future
  • Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
  • Recommendations regarding the best distribution strategy for your employer retirement plans and IRAs
  • Analysis of the beneficiaries of your IRAs and how to establish an Inherited IRA to continue your IRA for up to 70 years or longer after you pass away

Family Wealth Planning & Communications

  • Analysis of your current estate plan and concerns
  • Free consultation with your attorney
  • Assistance in transferring assets to your Living Trust or other trusts
  • Providing guidance with the steps in the event of the death of a loved one
  • Special client appreciation events

Insurance Planning & Services

  • Annual audit of cost, services, & coverage of various insurance policies & needs
  • Assistance with estate tax reduction planning
  • Staying up-to-date on and presenting new estate tax & insurance laws that can effect your situation

Confidentiality and Security

  • Our policies and commitment to guarding confidentiality are among the strictest in the business
  • Materials are properly shredded, and our computers have software and hardware protection
  • We neither confirm nor deny that any client uses our services
  • Every employee exposed to client information signs a strict confidentiality and nondisclosure agreement

Estate Planning

  • We offer a review of account titling and the coordination with your wills and trusts. We also work hand-in-hand with your attorney as an integral part of your team

The above list of consulting firms is not, and should not be construed as, a blanket recommendation, endorsement or sponsorship by United Planners Financial Services (UPFS). These firms are not affiliated with or employees of our Capital Advisory Group Advisory Services LLC or UPFS. You must decide whether to hire these firms and the appropriateness of their services. We do not supervise these firms and takes no responsibility to monitor the services they provide to you. Neither CAGAS nor UPFS provide tax or legal advise. We work with you and your legal counsel to assist you with your estate plan.